Creating the Tortilla Tree of Snacks is simple if you follow these steps:

1. Prepare Your Workspace: Clear a large surface area for assembling the tree.
2. Spread Cream Cheese: Take a tortilla and spread a layer of cream cheese evenly on one side.
3. Add Fillings: Sprinkle shredded cheddar cheese, diced bell peppers, cucumbers, and olives over the cream cheese.
4. Optional Meat Layer: If using, add a layer of diced ham or turkey for extra flavor.
5. Roll the Tortilla: Starting from one edge, tightly roll the tortilla into a log shape.
6. Cut into Pieces: Slice the rolled tortilla into 1-inch thick pieces.
7. Create the Tree Structure: Using a skewer stick, start layering the tortilla pieces vertically to form a tree shape.
8. Continue Layering: Keep adding tortilla pieces until you achieve the desired height for your tree.
9. Garnish: Use fresh herbs to decorate the base and top of the tree for a more festive look.
10. Chill (Optional): Place the assembled tree in the fridge for 10-15 minutes to let the flavors meld.
11. Serve with Salsa: Place a bowl of salsa at the base for dipping.

By following these straightforward steps, you can create an incredible Tortilla Tree of Snacks that is both delicious and visually stunning.