Creamed Chipped Ham (or Beef) on Toast (SOS) – A Classic Comfort Dish

Creamed chipped ham (or beef) on toast, often referred to as SOS (Sh*t on a Shingle), is one of those dishes that evokes nostalgia, warmth, and pure comfort. It has deep roots in history, originating as a staple in the United States military during World War II. Soldiers were served this hearty, creamy dish over toast to provide a filling and satisfying meal that was easy to prepare in bulk. Over the years, it transitioned from being a military classic to a beloved home-cooked meal enjoyed by many families.

There’s something incredibly comforting about a rich, creamy white sauce infused with the savory goodness of chipped ham or dried beef, poured generously over crisp, golden-brown toast. The balance between the smooth, velvety sauce and the crunchy toast makes for an irresistibly delicious dish. Whether you grew up eating it or are discovering it for the first time, this recipe is bound to become a favorite.

One of the best things about this dish is its simplicity. It requires only a few ingredients, most of which are common pantry staples. In less than 30 minutes, you can have a warm, satisfying meal on the table that the whole family will enjoy. It’s the perfect option for a quick breakfast, a comforting lunch, or an easy weeknight dinner.

Another reason this dish stands out is its versatility. You can make it with chipped ham, dried beef, turkey, or even a plant-based alternative. Some people enjoy it with a side of eggs, while others prefer it served over biscuits or mashed potatoes instead of toast. There are endless ways to customize it to your personal preference.

In this article, we’ll take a deep dive into everything you need to know about making the perfect creamed chipped ham (or beef) on toast. We’ll explore the health benefits, ingredient list, step-by-step instructions, serving ideas, common mistakes, and expert tips to ensure your dish turns out perfect every time. Let’s get started.

Why You’ll Love This Creamed Chipped Ham Recipe

This dish has remained a favorite for generations, and for good reason. There are several aspects that make it a must-try meal, whether you are cooking for yourself, your family, or guests.

First and foremost, this recipe is incredibly easy to make. The cooking process involves simple techniques like making a roux, whisking in milk, and stirring in the meat. Even if you’re new to cooking, you’ll find this dish straightforward and manageable. There are no complicated steps or fancy equipment required.

Another reason you’ll love this recipe is its rich, creamy texture combined with the crispiness of the toast. The contrast between the smooth, flavorful sauce and the crunchy bread creates the perfect balance of textures. Every bite is warm, comforting, and satisfying.

Additionally, this dish is budget-friendly. The ingredients are affordable and easy to find. Chipped ham or dried beef is often sold in economical portions, making it an excellent choice for families or individuals looking for an inexpensive yet delicious meal. If you’re trying to stretch your grocery budget without sacrificing flavor, this dish is a great option.

It’s also a meal that works for any time of the day. While some enjoy it as a hearty breakfast, others prefer it for lunch or dinner. It’s filling enough to keep you satisfied, but not overly heavy, making it a versatile meal that fits into any schedule.

Finally, this recipe is highly customizable. If you prefer a smoky flavor, you can add a pinch of paprika or smoked turkey instead of ham. If you enjoy a bit of heat, try adding red pepper flakes or a dash of hot sauce. You can even swap out the toast for biscuits, cornbread, or mashed potatoes for a different variation.

Health Benefits of the Creamed Chipped Ham

Although this dish is often considered comfort food, it does offer some nutritional benefits, especially when made with wholesome ingredients.

For starters, the protein content is quite high, especially if you use lean chipped ham or dried beef. Protein is essential for muscle repair, immune function, and overall health. Pairing this dish with whole-grain toast or a side of vegetables can make it a more balanced meal.

Another benefit comes from the calcium-rich milk-based sauce. The béchamel sauce used in this recipe is made with milk, which provides essential nutrients like calcium and vitamin D. These are important for bone health, muscle function, and nerve transmission. If you opt for fortified plant-based milk, you can still enjoy these benefits.

Additionally, the dish can be made lower in fat and sodium by choosing leaner meats, using low-fat milk, and reducing the amount of salt. While traditional versions may contain higher amounts of sodium due to the use of dried beef, using fresh chipped ham or turkey can help reduce the salt content significantly.

Finally, you can add extra fiber and vitamins by incorporating vegetables into the dish. Peas, spinach, mushrooms, or even bell peppers can be mixed into the sauce for an extra boost of nutrients.

Preparation Time, Servings, and Nutritional Information

This recipe is quick and easy to prepare, making it a great choice for busy days when you need something hearty but don’t have a lot of time to cook.

Preparation Time: 5 minutes
Cooking Time: 20 minutes
Time to Make the Dish: 25 minutes

Servings: 4-6 servings

Nutritional Information (Per Serving)

  • Calories: Approximately 400
  • Protein: 22g
  • Carbohydrates: 35g
  • Fats: 18g
  • Calcium: 15% of the daily value
  • Sodium: Varies depending on meat choice (dried beef contains more sodium)

Ingredients List

This recipe uses simple, pantry-friendly ingredients that come together to create a flavorful, creamy dish.

  • 4 tablespoons butter (unsalted)
  • ⅓ cup all-purpose flour
  • 1 ½ cups milk (whole, 2%, or plant-based alternative)
  • 1 ½ cups half-and-half (or substitute with additional milk for a lighter version)
  • 1 pound shaved chipped ham (or chopped dried beef)
  • 1 teaspoon black pepper
  • ½ teaspoon salt (adjust based on saltiness of the meat)
  • 3 ½ cups peas (canned or thawed frozen peas, optional)
  • 8 slices of bread, toasted (white, wheat, or sourdough)

Using fresh, high-quality ingredients will ensure the best results. If using dried beef, be sure to rinse it first to remove excess salt.

Step-By-Step Cooking Instructions

Making this dish is straightforward and does not require any advanced cooking skills. By following these simple steps, you will have a creamy, flavorful meal in no time.

1: Prepare the Roux

  1. In a medium saucepan over medium heat, melt the butter.
  2. Once melted, whisk in the flour and cook for about 1 minute, stirring constantly. This helps remove the raw flour taste and creates a smooth base for the sauce.

 2: Make the Cream Sauce

  1. Slowly whisk in the milk and half-and-half, ensuring there are no lumps.
  2. Stir continuously as the mixture thickens, which should take about 3 to 6 minutes.

3: Add the Meat and Seasonings

  1. Stir in the chipped ham (or dried beef) and mix gently.
  2. Add black pepper and salt (if needed).
  3. If using peas or other vegetables, stir them in now and cook for an additional 2 minutes.

 4: Toast the Bread

  1. While the sauce is thickening, toast the bread until it’s golden and crispy.

 5: Serve

  1. Place two slices of toast on each plate and ladle the creamed mixture generously over the top.
  2. Serve immediately while warm and enjoy.

Creamed Chipped Ham

How to Serve

Creamed chipped ham (or beef) on toast is a versatile dish that can be served in several ways, depending on personal preference. Traditionally, it is served over crispy toasted bread, but there are many creative variations to explore.

One of the best ways to enjoy this dish is over thick slices of toasted bread. White, wheat, sourdough, or rye bread all work well, and each offers a slightly different texture and flavor. Toasting the bread is essential because it prevents the sauce from making it too soggy while adding a nice crunch that complements the creaminess of the dish.
For a heartier meal, consider serving it over biscuits. Buttery, flaky biscuits soak up the rich sauce beautifully, creating a dish reminiscent of biscuits and gravy. This variation works particularly well for breakfast or brunch.

Another delicious option is serving it over mashed potatoes. The creamy sauce pairs perfectly with soft, fluffy mashed potatoes, making the dish even more comforting. This is an excellent choice for dinner when you want something a little more filling.

If you’re looking for a lighter option, you can try serving it over steamed rice or roasted vegetables. Rice absorbs the sauce well, while roasted vegetables add a bit of texture and freshness to the meal.

Adding a fried or poached egg on top is another great way to enhance the dish. The runny yolk blends into the creamy sauce, adding richness and depth to each bite.
To balance out the meal, consider pairing it with a side salad, fresh fruit, or sautéed greens. A crisp, refreshing salad with a tangy vinaigrette helps cut through the richness of the dish, while fresh fruit provides a naturally sweet contrast.

Regardless of how you choose to serve it, creamed chipped ham (or beef) on toast is a comforting, satisfying dish that works for breakfast, lunch, or dinner.

Pairing Suggestions

This dish pairs well with a variety of side dishes, beverages, and condiments that enhance its flavors and textures.
For a well-rounded meal, consider serving it with a simple side salad. A fresh salad with mixed greens, cherry tomatoes, cucumbers, and a light vinaigrette helps balance the creaminess of the dish. The acidity from the vinaigrette provides a nice contrast to the rich sauce.
If you prefer something warm, a bowl of roasted or steamed vegetables is a great choice. Asparagus, green beans, or sautéed spinach add color and nutrients while complementing the flavors of the dish.

Another excellent pairing is scrambled or fried eggs. The combination of eggs and creamy chipped ham or beef works well for a hearty breakfast. If you like spice, try adding a dash of hot sauce for an extra kick.

For those who love crunchy textures, serving the dish with a side of crispy hash browns or home fries adds a satisfying contrast. Potatoes pair beautifully with the creamy sauce, making this an indulgent and filling meal.

Bread lovers might enjoy serving this dish with buttered toast, English muffins, or cornbread. These options provide a sturdy base for soaking up the sauce while adding a slightly different texture and taste.

For beverages, coffee, tea, or fresh fruit juice are all great options for breakfast. If serving the dish for dinner, a sparkling water with lemon, iced tea, or a light non-alcoholic beer can help cleanse the palate between bites.

Since this dish is naturally rich, adding pickled vegetables, such as pickles or pickled onions, can provide a tangy contrast that cuts through the creaminess. This is a particularly good option if you enjoy bold, contrasting flavors.
With so many pairing possibilities, this dish can be enjoyed in a variety of ways, making it a versatile and customizable meal for any occasion.

Storage, Freezing & Reheating Instructions

If you have leftovers, it’s important to store and reheat them properly to maintain the best flavor and texture.

To store in the refrigerator, transfer the cooled creamed chipped ham (or beef) mixture into an airtight container. It will keep fresh for up to 3 days in the fridge. Be sure to store the toast separately to prevent it from becoming soggy.

Freezing is not recommended because cream-based sauces can separate when thawed, leading to a grainy or watery texture. However, if you do need to freeze it, pour the cooled mixture into a freezer-safe container, leaving some space at the top for expansion. It can be frozen for up to 2 months. When ready to use, thaw it in the refrigerator overnight and reheat slowly to help the sauce come back together.

To reheat on the stovetop, place the mixture in a saucepan over low heat, stirring occasionally. If the sauce has thickened too much in the fridge, add a splash of milk to loosen it up.

For the microwave, transfer a portion of the mixture to a microwave-safe bowl and heat in 30-second intervals, stirring in between, until warmed through. Add a little milk if needed to adjust the consistency.

The toast should always be re-toasted or freshly made before serving to keep it crispy. If you’re using biscuits, cornbread, or mashed potatoes as the base, simply warm them separately before serving.

By following these storage and reheating tips, you can enjoy your leftovers without sacrificing taste or texture.

Common Mistakes to Avoid

Even though this recipe is simple, there are a few common mistakes that can impact the final result.

One of the biggest mistakes is not toasting the bread properly. If the toast is too soft or under-toasted, it won’t hold up well against the creamy sauce, leading to a mushy texture. Be sure to toast the bread until golden and crispy.

Another mistake is overcooking the roux when making the sauce. If you cook the flour for too long before adding the milk, it can develop a burnt taste. On the other hand, if you don’t cook it long enough, the sauce may have a raw flour flavor. A good rule of thumb is to cook the roux for about one minute before adding the milk.

Using too much salt can also be a problem, especially if you’re using dried beef, which is already salty. Always taste the sauce before adding extra salt to ensure it’s well-balanced.

Some people make the mistake of not stirring the sauce enough, which can lead to lumps. To avoid this, whisk constantly while adding the milk and keep stirring until the sauce is smooth and thickened.

Finally, overloading the toast with too much sauce can make the dish too heavy and overwhelming. Instead, spoon a moderate amount over the toast and serve extra sauce on the side so people can adjust the amount to their liking.

Avoiding these common mistakes will ensure your dish turns out smooth, flavorful, and perfectly balanced.

Pro Tips

For the best results, use high-quality ingredients. Fresh milk, real butter, and good-quality chipped ham or beef will enhance the overall taste.

To add extra depth of flavor, consider sautéing some finely chopped onions or garlic in the butter before making the roux. This adds a subtle, savory richness to the sauce.

If you prefer a thicker sauce, use a little more flour when making the roux. If you like it thinner, add more milk until you reach the desired consistency.

For a healthier version, substitute whole wheat bread, use turkey ham instead of beef, and opt for low-fat milk. Adding steamed vegetables like peas or spinach also boosts the nutritional value.

Experiment with seasonings like a pinch of smoked paprika, cayenne pepper, or fresh herbs for added complexity.

By following these pro tips, you can create a perfectly creamy, well-balanced dish every time.

Conclusion & Call to Action

Creamed chipped ham (or beef) on toast is a classic comfort food that has stood the test of time. Its creamy texture, rich flavor, and satisfying heartiness make it a beloved dish for many. Whether you’re making it as a quick breakfast, a nostalgic lunch, or a comforting dinner, it’s sure to be a hit.

If you try this recipe, let me know how it turned out! Feel free to share your own variations, serving ideas, or pro tips. Enjoy your meal and happy cooking.

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Creamed Chipped Ham

Creamed Chipped Ham (or Beef) on Toast (SOS) – A Classic Comfort Dish


  • Author: Clara Whisk
  • Total Time: 25 minutes
  • Yield: 4-6 servings 1x
  • Diet: Halal

Description

This classic creamed chipped ham on toast, also known as SOS, is a rich and comforting dish made with a creamy béchamel sauce and savory ham, served over crispy toast. Perfect for breakfast, brunch, or a quick dinner, this recipe is budget-friendly and easy to prepare.


Ingredients

Scale
  • 4 tablespoons butter
  • ⅓ cup all-purpose flour
  • 1 ½ cups milk
  • 1 ½ cups half-and-half
  • 1 pound shaved chipped ham (or dried beef)
  • 1 teaspoon black pepper
  • ½ teaspoon salt (adjust as needed)
  • 3 ½ cups peas (optional)
  • 8 slices of toasted bread (white, wheat, or sourdough)

Instructions

  • In a medium saucepan, melt butter over medium heat.
  • Whisk in the flour and cook for 1 minute until smooth.
  • Gradually add milk and half-and-half, whisking continuously.
  • Cook until thickened, about 3-6 minutes.
  • Stir in chipped ham and season with black pepper and salt.
  • If using peas, add them now and stir gently.
  • Toast the bread until golden and crispy.
  • Serve the creamy ham mixture over toast and enjoy.

Notes

  • Substitute chipped ham with turkey or chicken for a variation.
  • Use low-fat milk for a lighter version.
  • Add a pinch of paprika or hot sauce for extra flavor.
  • Prep Time: 5 minutes
  • Cook Time: 20 minutes
  • Category: Breakfast, Comfort Food
  • Method: Stovetop
  • Cuisine: American

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